Turn outstanding invoices into cash in 24 hours with invoice discounting finance...

• Release up to 90% of outstanding invoices within 24 hours
  
  
• Pay bills quickly and benefit from supplier discounts
  
  
• Ongoing facility that grows with sales volume
  
  
• Maintain existing credit control
  

Outstanding invoices can have a serious impact on cash flow effecting your profitability and growth potential.

Invoice Discounting improves cash flow by supplying immediate cash against the value of your outstanding invoices. As you raise an invoice, up to 90% of the invoice value is paid to you within 24 hours. The remaining 10% is paid to you once your customers pay, less a small service fee.

A flexible source of cash that automatically grows with your sales...

Once in place, Invoice Discounting gives your business access to a fast and reliable source of cash directly linked to your sales.

Unlike traditional bank finance which has to be regularly negotiated, invoice discounting is linked to your sales ledger and grows automatically with your sales. So you always have access to cash when needed rather than being limited by a fixed ceiling facility.

Retain full control of your sales ledger and credit control...

Invoice Discounting offers all of the cashflow benefits of invoice factoring but without the need to hand over control of your sales ledger and existing credit management. You are free to manage the issue and collection of all trade debts.

Therefore, customers will continue to settle invoices direct with you and be unaware of the finance arrangement.

Top five questions about invoice discounting finance...

If you have a question about invoice finance that is not answered here, please call us on 01246 414413 or complete the enquiry form on the contact us page.

1. How are Invoice Discounting and Factoring different?
   Factoring includes a full sales ledger and debt collection service that is disclosed to your customers as they pay the finance company when settling an invoice. With invoice discounting all sales ledger and debt collection activities continue to be managed by you and is undisclosed to the customer.
   
   
2. How much does Invoice Discounting cost?
   You will pay an interest charge for cash advances comparable to normal secured overdraft rates and a service charge of around 0.1% to 1% of annual turnover.
   
   
3. Is Invoice Discounting available for start-ups?
   Most businesses whether a start-up or large established company can use invoice finance. Provided that the business is selling on credit terms to trade customers and has an anticipated turnover of at least £50K pa.
   
   
4. How quickly can Invoice Discounting be arranged?
   A facility can be established within days but typically takes 7-10 working days.
   
   
5. Are there any fee's to pay?
   Other than the normal facility charges there are no fee's. We do not charge any fee's for our service.

Contact us for free invoice discounting advice without obligation...

Whether applied to developing new markets, taking advantage of supplier discounts or increasing stock levels, invoice discounting can help you manage cashflow and the financial demands on your business more predictably.

If you've found it difficult to secure invoice finance to suit your needs, have been turned down by your bank or had credit problems - call Cash4Business on 01246 414413 or complete the form below without cost or obligation.

• Get paid for invoices within 24 hours
  
  
• Maintain credit control
  
  
• Flexible cash supply that grows with you