Cut the cost of asset purchase with fast and flexible business asset finance ...

• Acquire assets without affecting your working capital
  
  
• Finance equipment from the revenue they generate
  
  
• Full use of the asset without paying all upfront
  
  
• Refinance and release cash from existing assets

Cashflow is king in any business and having to fund the purchase of business assets can be a serious drain on working capital.

Most businesses at some time require equipment such as vehicles, computer systems, or equipment for a specialised industry. This is where flexible business asset finance can help you benefit from the asset needed without tieing up valuable working capital in it. It also reduces your exposure to the depreciation of the asset.

Purchase new assets without affecting your working capital...

Asset financing has many benefits for businesses who want to manage cashflow and working capital in an efficient and productive way that benefits the bottom line. Some of the many benefits are:

• Help your business expand/improve by having access to vehicles, equipment or technology
• Win new contracts or service key customers better 
• Update old technology, equipment or vehicles
• You won't have to pay for the assets upfront
• Make maximum use of tax benefits from leasing rather than purchasing assets

A few of the typical assets we are able to finance include:

• Machinery
• IT & Office Equipment
• Cars
• Commercial Vehicles and Trailers
• Contractors Plant
• Buses and Coaches

Refinance existing assets to release cash into your business...

Another application of business asset finance is the ability to release cash tied up in existing assets which can then be invested in other areas of your business.

The lender buys the asset from you and then rent's or leases it back to you over an agreed term. In addition, interest payments can be offset against your net profits.

Released funds can be used in lots of ways to benefit your business...

• Cash injection
• Fund product research and development
• Buy another business
• Hire extra staff
• Purchase extra equipment
• Finance share purchase or management buy-out

If you have a question about asset finance that is not answered here, please complete the enquiry form on the contact us page.

1. What is the advantage of leasing assets rather than buying them outright?
   Leasing an asset allows the cash that would otherwise be tied up in it, to be used to improve the profitability of the business. In effect, income producing assets, such as machinery, pay for themselves. Plus you can write off 100% of the lease payments against profits.
   
   
2. What type of assets can be financed?
   You can lease almost anything, from assets worth millions to small business equipment.
   
   
3. Can assets be finance if I have a poor credit history?
   Yes, we work with specialist lenders who can finance assets for those with a history of CCJs and defaults etc.
   
   
4. What term will an asset be financed over?
   Typically, most asset finance lenders offer terms of 1-7 years depending upon the asset being leased etc.
   
   
5. What happens at the end of a lease contract?
   You will be given the option to renew the lease or cancel it. If you cancel, the asset has to be returned to the lender or you may be given the option of purchasing it at a preferential rate.

Contact us for free business asset finance advice without obligation...

Choosing the right finance provider is as crucial as choosing the right equipment. We work with all major UK finance providers and can advise you which is best suited to your business and asset needs.

If you've found it difficult to secure asset finance to suit your needs, have been turned down by your bank or had credit problems - complete the form below without cost or obligation.

• Improve your cashflow

• Release funds tied up in existing assets
  
  
• Be left alone to run your business